In Bangladesh, credit cards simplify payments and provide rewards for everyday needs. The BRAC Bank credit card from BRAC Bank Limited offers reliable options for shopping, travel, and more. Established in 2001, BRAC Bank focuses on innovative retail services, making the BRAC Bank credit card a popular choice. This guide covers BRAC Bank credit card types, features, benefits, and application steps. For Bangladeshi users seeking security and savings, the BRAC Bank credit card delivers value.
What is the BRAC Bank Credit Card?
The BRAC Bank credit card is a payment solution from BRAC Bank Limited, enabling spends now and payments later. Branded with Visa or Mastercard, the BRAC Bank credit card ensures wide acceptance locally and abroad. It includes security like EMV chips and NFC for contactless transactions.
BRAC Bank, a key player in Bangladesh’s banking sector, launched credit cards to support customer lifestyles. The BRAC Bank credit card features interest-free periods up to 45 days and helps build credit history. With e-commerce growth, the BRAC Bank credit card supports safe online buys via OTP. It handles local spends efficiently with low fees. Visit the official BRAC Bank credit cards page for details. The BRAC Bank credit card suits professionals and families alike.
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Types of BRAC Bank Credit Cards
BRAC Bank provides diverse BRAC Bank credit card types for various needs. Premium options offer lounge access, while entry-level focus on rewards.
| Card Type | Credit Limit (BDT) | Annual Fee (Primary) | Key Highlights |
|---|---|---|---|
| BRAC Bank Infinite Credit Card | 5 Lac – 20 Lac | 15,000 (waivable) | Unlimited lounge access, 1 pt per BDT 50, premium insurance |
| BRAC Bank Signature Credit Card | 3 Lac – 15 Lac | 10,000 (waivable) | Double points on travel, B1G1 dining, global perks |
| BRAC Bank World Credit Card | 2 Lac – 10 Lac | 5,000 (waivable) | Health benefits, lounge visits, 1 pt per BDT 80 |
| BRAC Bank Platinum Credit Card | 1 Lac – 8 Lac | 5,000 (waivable) | EMI options, discounts, contactless payments |
| BRAC Bank Platinum Flexi Credit Card | 1 Lac – 6 Lac | 3,000 (waivable) | Bonus points Fridays, P@y Flex EMI, welcome vouchers |
| BRAC Bank Classic Credit Card | 0.5 Lac – 3 Lac | 3,000 (waivable) | Basic rewards, everyday discounts, free supp card |
| BRAC Bank TARA Platinum Credit Card | 0.5 Lac – 5 Lac | 1,500 (waivable) | Double points Tuesdays, Balaka lounge, healthcare perks |
The BRAC Bank Infinite credit card targets high-net-worth users with unlimited perks. The BRAC Bank Platinum Flexi credit card offers flexibility with bonus points on e-commerce. For women, the BRAC Bank TARA Platinum credit card provides tailored discounts. Choose your BRAC Bank credit card by lifestyle. See TARA details here and Flexi page.
Key Features and Benefits of the BRAC Bank Credit Card
The BRAC Bank credit card includes modern features for ease and safety. NFC enables tap payments, while EMV chips protect against fraud. The rewards program earns points on spends, redeemable for vouchers or fee waivers.
Benefits of the BRAC Bank credit card feature:
- Rewards: 1 point per BDT 80 spent; double on Tuesdays for TARA or Fridays for Flexi. Bonus 200 points for international e-commerce over BDT 10,000 monthly.
- Lounge Access: Complimentary Balaka Lounge yearly; LoungeKey for 1,100+ global lounges at $27-29/visit.
- EMI and Discounts: P@y Flex at 0% interest up to 24 months at 900+ merchants; B1G1 buffets at hotels.
- Insurance: Double benefit coverage, up to BDT 8,000/night inpatient.
- Welcome Offers: BDT 1,000 cashback on BDT 50,000 first-month spend; vouchers at resorts and shops.
Supplementary cards are free for the first 1-2. The BRAC Bank credit card saves on healthcare with 7-25% discounts at hospitals. Explore rewards catalogue.
Eligibility and Application Process for BRAC Bank Credit Card
Eligibility for a BRAC Bank credit card requires age 21-60 and minimum monthly income of BDT 20,000 for basic types, higher for premium. Salaried, self-employed, or professionals qualify with good credit.
Documents: NID, salary certificate, bank statements (6 months), CIB form, utility bill for address proof. Additional for professions like business license.
Steps to apply for BRAC Bank credit card:
- Visit the BRAC Bank website and select your BRAC Bank credit card type.
- Fill online form with details.
- Submit documents via upload or branch.
- Approval in 7-10 days; card delivery follows.
Interest at 25%, annual fees waivable with points. Apply now.
FAQs on BRAC Bank Credit Card
Q1: What are the annual fees for the BRAC Bank credit card? A: Fees range from BDT 1,500 (TARA) to 15,000 (Infinite). Waivable with points: 100% for 3,000 points on Platinum Flexi.
Q2: How to earn rewards with the BRAC Bank credit card? A: 1 point per BDT 80 spent; double on special days. Redeem for vouchers or fees.
Q3: Is the BRAC Bank credit card secure for online use? A: Yes, with EMV, NFC, and OTP. All BRAC Bank credit cards support contactless.
Q4: Can I get supplementary cards with the BRAC Bank credit card? A: Yes, first 1-2 free, sharing limits.
Q5: What EMI options are on the BRAC Bank credit card? A: P@y Flex 0% up to 24 months at partners; Super P@yflex 6 months.
Q6: How to pay BRAC Bank credit card bills? A: Auto debit, app, branches, or over counter. Easy options available.
Q7: What lounge benefits does the BRAC Bank credit card offer? A: Balaka complimentary; LoungeKey global at fee. Unlimited for premium.
The BRAC Bank credit card combines security, rewards, and flexibility for Bangladeshi lifestyles. From TARA for women to Infinite for elites, each BRAC Bank credit card meets specific needs. Apply for your BRAC Bank credit card via the official site today. Contact BRAC Bank at 16221 for assistance.
